I'd like to see the State of Delaware encourage banks to offer an investment menu from which a depositor could choose how his/her deposit would be invested. For instance, 20% in Treasury Notes, 30% in Municipal Bonds, and 50% in gold. I don't know if this can even be done under the banking laws now in existance. I would think, however, with the repeal of the Glass-Steagall Act, banks could.